10 Questions to Ask Your Home Inspector The purchase of a home is likely the largest financial expenditure you’ll ever make. And getting your home inspected is an essential step in the home-buying process. No one wants to buy a money pit – and once you have signed on the dotted line, there is no […]

10 Questions Mortgage Borrowers Should Ask But Often Don’t 1. If I have mortgage default insurance do I also need mortgage life insurance?•    Yes. Mortgage life insurance is a life insurance policy on a homeowner, which will allow your family or dependents to pay off the mortgage on the home should something tragic happen to […]

                                                                                                                            Using Home Equity to Finance Cottage Improvements With interest rates sitting at “emergency” levels – low rates never before seen by your parents and even your grandparents – now is an ideal time to tap into the available equity in your home or cottage to fund your renovation or landscape needs. But […]

Could Your Mortgage Use a Spring Check-Up? Now that spring is right around the corner, it’s a perfect time for your annual mortgage health check-up. If you make time for a quick review each spring, it may yield you some fruitful financial savings. Your 2016 home loan review will examine the most common potential monthly […]

Transitioning from Renter to Homeowner Transitioning from renter to homeowner is one of the biggest decisions you’ll make throughout your lifetime. That’s why it’s essential to surround yourself with a team of experts – including both a mortgage and real estate professional – to walk you through the steps to home ownership, answer all of […]

Tips to Keep in Mind Between Your Mortgage Approval and Funding Dates In light of the new market realities and tightening of credit underwriting standards by both lenders and mortgage default insurers as of late,  keep in mind that now – more than ever – it’s important to be careful what you do between the […]

The Trouble with Debit CardsWe live in a society of instant gratification. Unlike our parents or grandparents – who saved up for larger purchases – we are often tempted to splurge on bigger-ticket items simply because we have a debit card in hand when we head out “window shopping”. And aside from overspending thanks to […]

Single Ladies Buying Homes It’s becoming increasingly apparent that a greater number of women are now taking the reigns when it comes to home purchases. There’s a growing trend among single women – and, more precisely, professional single women – who are becoming independent homeowners. While many of them may be putting off marriage, they’re […]

Examining revenue property options With interest rates remaining at all-time lows, now is an ideal time to invest in the purchase of revenue property – and start building your revenue property portfolio or continue adding to your existing list of properties. The key is to work with a mortgage professional who is an expert in […]

Remaining proactive in trying times With the uncertainty of job loss racing through many people’s minds these days, taking a proactive approach to this issue by putting mortgage payments aside while you’re still actively employed can help set your mind at ease. Planning for the future and potential job loss is one of the most […]